Washington Bankrupty Attorneys

Looking to file bankruptcy in Washington state? If you are, it's time to find a bankruptcy attorney and schedule a consultation to discuss your financial situation. Bankruptcy is not something to take lightly. If you are living in Seattle, Tacoma, Everett or the surrounding vicinity, there are a number of lawyers that will give you a free consultation.

It wouldn't hurt to get a free copy of your credit report prior to seeing a bankruptcy attorney. The lawyer is going to need that information anyway, so you might as well fun a free one from the FTC.gov site (the official place to get your free credit report). After you run your report, make a note of any outstanding issues or bills that look like they might not belong and point those out to your lawyer during the consultation.

When you file for bankruptcy it will normally be under Chapter 7 or Chapter 13. Your lawyer can help you determine which Chapter is right for you - they will do this by applying the means test and examining your particular situation. The means test is a way to determine if you are making under the average income for your state. The income levels are measured differently for each state and change yearly so make sure to get the latest information before determining how you fall out on the means test.

Whatever you do, don't sell your 401K prior to coming to see a lawyer. Often your 401K can be protected and if you liquidate it, you can end up losing all of it unecessarily. You may also be able to save your home depending on which chapter you file for and the state you live in.

If you have a car or truck that is getting repossessed or you have received foreclosure notices, it's definitely time to start considering a meeting with a bankruptcy lawyer. Don't wait to long, if you get in and seek professional assistance early on, you may be able to save some of your assets.